About SMART Trust Services

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ERISA Risk Management, LLC is the parent company of a group of specialized entities dedicated to minimizing fiduciary risk and improving compliance across retirement plan administration. As the nation's largest ERISA-focused risk management firm, it offers integrated solutions for plan sponsors, fiduciaries, and service providers navigating complex regulatory obligations under the Employee Retirement Income Security Act (ERISA).

The ERISA Risk Management family of companies includes:

• ERISA SMART – A leading provider of outsourced fiduciary services, including 3(16) Plan Administrator and 402(a) Named Fiduciary roles, ERISA SMART ensures operational compliance and relieves employers of day-to-day fiduciary burdens.
   
• Participant I.D. – A participant verification and identity monitoring platform designed to reduce fraud, protect participant assets, and simplify compliance with Department of Labor expectations related to lost or unresponsive participants.
   
• Retirement Plan Notices – A notice distribution service ensuring timely, trackable delivery of all required ERISA notices (such as QDIA, 404(a)(5), blackout, and fee disclosures), helping plan sponsors stay compliant and audit-ready.
   
• 360 Payroll Bridge – An automation tool that securely bridges payroll and retirement plan data, reducing administrative errors, ensuring timely remittances, and eliminating manual uploads. This solution supports fiduciary oversight and enhances operational efficiency.
   
• ERISA Trust Services, LLC – A fiduciary trust oversight entity that monitors third-party vendors, force-out distributions, and rollover compliance, while helping enforce contractual obligations with custodians and service providers.
   

Together, these companies form a cohesive, ERISA-centric ecosystem offering end-to-end risk management, automation, and fiduciary protection for retirement plans of all sizes. objectives.